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What is the average rate on a 30-year fixed mortgage?

The average rate on a 30-year fixed mortgage stayed at 7 percent this week, according to Bankrate’s latest lender survey. Mortgage rates held firm despite the Federal Reserve’s November quarter-point rate cut.

Is a 30-year mortgage rate right for You?

Decide whether a 30-year mortgage rate is right for you. The 30-year term is the most popular option, but it’s far from the only one. Depending on the lender you work with, you might be able to apply for fixed-rate loans amortized over anywhere from eight to 29 years.

When did Bankrate start aggregating mortgage rates?

Bankrate first began aggregating rate data in 1982; all data prior was sourced from Freddie Mac. The 2024 average is 7 percent as of Nov. 6, 2024. So far, the 2020s have brought dramatic movements in mortgage rates. Entering 2020, the 30-year fixed rate mortgage was already below 4 percent.

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